Last Updated: Sep 9, 2025

Welcome to Growth Cosmos! These Terms of Service govern your use of our website and purchase of our digital products and services. By accessing our website, purchasing our products, or using our services, you agree to be bound by these Terms. If you do not agree, please do not use our services.

1. AGREEMENT TO TERMS

By placing an order, accessing our website, or using our services, you are stating that you agree to these Terms of Service and our Privacy Policy, and that you are at least 18 years old or have parental consent.

2. PRODUCTS AND SERVICES

Growth Cosmos offers digital educational products, including:

3. PURCHASE TERMS

Payment: All purchases must be paid in full at the time of purchase using accepted payment methods. We use secure third-party payment processors.

Digital Delivery: Products are delivered digitally via email or download links within 24 hours of purchase. You are responsible for ensuring we have your correct email address and for downloading your materials.

License: Upon purchase, you receive a personal, non-exclusive, non-transferable license to use our products for your own personal development and education only.

4. REFUND POLICY - ALL SALES FINAL

No Refunds or Exchanges

Due to the digital nature of our products, all sales are final. Once you download the materials, they cannot be "returned" like a physical product. We encourage you to: